How PSBank’s Flexi Personal Loan Can Help Manage Unexpected Expenses
Unexpected expenses cannot be avoided, especially when there’s an emergency that catches you by surprise. These instances can be tricky to navigate even when you are prepared for them financially.
This is where PSBank’s Flexi Personal Loan comes in. Serving as a financial backup that’s ready to use when you need it, the Flexi Personal Loan provides convenience, efficiency, and flexibility when you need it most.
Here’s what you have to know about PSBank’s Flexi Personal Loan.
A Revolving Credit Line or a Fixed Term Loan?
Thanks to the PSBank Flexi Personal Loan, you can borrow up to Php250,000, and have the option to choose which loan option suits your lifestyle and needs. One option is the revolving credit line, which allows you to borrow, repay, and borrow again without the need to reapply.
A fixed term loan, on the other hand, offers a fixed term or deferred loan. This means that you have repayment options of 24 or 36 months with fixed monthly installments.
Putting accessibility at the forefront, the Flexi Personal Loan can be accessed through a free ATM card. Payment options are just accessible and made even more flexible as you can pay in any of your preferred channels.
These include the following:
- PSBank Mobile
- PSBank Online
- Over-the-counter at any PSBank branch
- 7-Eleven Stores
- BancNet ATMS
- InstaPay
- Online Bills Payment Services
Prime Rebate Program
In addition, the Flexi Personal Loan also offers a Prime Rebate program. This program helps you save on interest over time. Computed daily, the rebates are automatically applied to qualified term loans.
If you’re unsure as to how much you can borrow, use the Loan Calculator and pre-qualification checklist on the PSBank website prior to making an application. Applications for the PSBank Flexi Personal Loan can be done via PSBank Online or by visiting the PSBank branch nearest you.
