How CIBI Helps Businesses Harness Data for Growth
CIBI’s Business Credit Solutions aim to help businesses make more informed decisions through the use of data.
Given today’s rapidly evolving business landscape, the ability to make quick and well-informed decisions is crucial to success. This is particularly true for micro, small, and medium enterprises (MSMEs) as data can differentiate between seizing an opportunity or missing it altogether.
Despite the importance of utilizing data in decision-making, a study by PwC Philippines shows that a significant number of businesses continue to underutilize data in their decision-making processes. This significantly limits their ability to seize opportunities, respond to market trends, and gain a competitive edge.
In order to address this challenge, CIBI Information Inc., the Philippines’ first and only local credit bureau, offers Business Credit Solutions that empower businesses with data-driven insights.
CIBI’s Business Credit Solutions
CIBI’s Business Credit Solutions aim to deliver valuable, reliable information that supports smarter decision-making across key operational activities. These include the following:
Smarter Credit Decisions
Data provides a clear, objective view of a customer or partner’s financial behavior, payment history, and credit standing, which are useful information that can aid in better decision-making.
Improved Risk Management
Data can equip businesses with early warning signals and risk indicators. These can help prevent operational, financial, or reputational harm that can hurt businesses.
Strengthen Market Position
Benchmarking and peer analysis data inform how a business compares to competitors in terms of performance, scale, and creditworthiness. These can better guide a business in deciding on its next moves.
Confidently Evaluate Partners
When verified information is leveraged at every step of due diligence, this allows businesses to confidently choose the right partners and avoid the wrong ones. It likewise fosters collaboration while protecting their interests.
Customer Acquisition and Expansion
Sales and marketing teams can utilize data to identify high-potential leads, expand customer databases, and improve targeting for growth campaigns.
CIBI’s Role in Addressing Underutilization of Data
For CIBI, the goal is to deliver data-driven insights that help businesses make smart, timely decisions.
“In today’s business environment, every decision counts and timely information is no longer a luxury—it’s a necessity,” said CIBI CEO and President Pia Arellano.
“Data empowers companies to minimize risk and make strategic moves with confidence. Without reliable data, businesses are left to operate in the dark—missing out on opportunities, making costly mistakes, or exposing themselves to unnecessary risks,” Arellano added.
CIBI helps businesses address data-related challenges by equipping them with the data they need to reduce risk, strengthen operations, and grow with confidence. In this day and age where information is power, CIBI’s goal is to help businesses harness data reliably, responsibly, and with precision.
“At our core, CIBI empowers businesses to make confident, well-informed decisions,” Arellano concluded. “Our commitment to data quality, accessibility, and customization positions us as a trusted partner in the journey toward smarter, more sustainable growth.”
Businesses who wish to learn more about CIBI’s Business Credit Solutions may fill up this form or head to the official website.
